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 *Ypside recommends the most consumer friendly providers of pre-filing bankruptcy counseling.  Ypside is not affiliated with


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* The Web site home page presents the services of two independent EOUST-approved organizations. and are separate entities.

Ypside, Inc. (Ypside) is approved to issue certificates in all jurisdictions except for Alabama and North Carolina in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of any Agency’s services. Ypside makes no representations concerning which districts offers services. See the disclaimer at for availability of the first course.


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EOUST Approved

Minimize, the easiest to use online debtor education course, only $15 flat fee.

Ypside provides only the personal financial management course required prior to the discharge of debts in a bankruptcy.  Ypside is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. currently provides online debtor education in all districts in:  Alaska, American Samoa, Arizona, Arkansas,  California,  Colorado, Connecticut, Delaware, District of Columbia, Florida,  Georgia,  Guam, Hawaii,  Idaho,  Illinois,  Indiana, Iowa, Kansas,  Kentucky,  Louisiana,  Maine,  Maryland, Massachusetts, Michigan, Minnesota,  Mississippi,   Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, US Virgin Islands,  Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

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